Mortgage Interest Rates Today



Mortgage Interest Rates Today: February 24, 2022—Rates Trend Higher

Mortgage rates rose today, but if you’re interested in buying a home or refinancing your current home, you still have a shot at locking in a historically low rate.

As of today, the average rate on a 30-year fixed mortgage is 4.23% with an APR of 4.16%, according to The 15-year fixed mortgage has an average rate of 3.45% with an APR of 3.43%. On a 30-year jumbo mortgage, the average rate is 4.25% with an APR of 4.29%. The average rate on a 5/1 ARM is 2.93% with an APR of 4.03%.

Loan Term Rate Change Rate Last Week
30-Year Mortgage Rate 4.23% 0.03% 4.20%
15-Year Fixed Rate 3.45% 0.03% 3.48%
30-Year Jumbo Mortgage Rate 4.25% 0.05% 4.20%
5/1 ARM Rate 2.93% 0.00% 2.93%

30-Year Fixed-Rate Mortgage Rates

Today, the average rate for the benchmark 30-year fixed mortgage rose to 4.23%. One week ago, the 30-year fixed was 4.20%. The 52-week high is 4.23%.

The 30-year fixed mortgage APR is 4.16%. At this time last week, it was 4.14%. Here’s why APR is important.

At today’s interest rate of 4.23%, borrowers with a 30-year fixed-rate mortgage of $100,000 will pay 491 per month in principal and interest (taxes and fees not included), the Forbes Advisor mortgage calculator shows. You’d pay about $76,677 in total interest over the life of the loan.

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